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⏳ Last Date to Apply: Ongoing
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Stripe
Credit Risk Operations Team Lead
Credit Risk Operations Team Lead
Experience Required
6+ years
Salary / Package
Competitive
Work Mode
Hybrid / Office-Assigned
Openings
Not Specified
Job Overview
- Stripe is seeking a Credit Risk Operations Team Lead to manage and develop a team of Credit Risk Operations Associates.
- The role centers around commercial credit underwriting, financial statement analysis, risk modeling, and cash flow forecasting.
- You will execute underwriting frameworks to evaluate business models of venture-backed startups and established entities.
- Drive strong operational delivery, process improvement, and maintain credit risk tolerance while balancing credit loss and customer experience.
- Cultivate team engagement through feedback, coaching, mentoring, and advocacy.
- Set clear goals, measure performance using data-driven insights, and foster Stripe’s user-centric culture.
Key Job Details
| Company Name | Stripe |
| Job Role | Credit Risk Operations Team Lead |
| Experience | 6+ years |
| Salary Range | Competitive |
| Job Type | Full-Time |
| Work Mode | Hybrid / Office-Assigned |
| Openings | Not Specified |
| Job Location | Global / Multiple Locations |
Key Responsibilities
- Manage, coach, and develop a new team of in-office Credit Risk Operations Associates.
- Execute on commercial credit underwriting frameworks to evaluate business models and financial statements.
- Guide the team to identify commercial credit risk and propose risk mitigation strategies.
- Drive strong operational delivery and process improvement to maintain credit risk tolerance.
- Build a great culture and ensure team members are happy, effective, and growing in their careers.
- Set clear goals, direction, and provide regular performance feedback.
- Analyze performance metrics in a data-driven manner for decision making.
- Manage capacity, scheduling, and act as an escalation point for complex credit underwriting reviews.
Requirements & Qualifications
- Minimum of 6+ years of experience with commercial credit underwriting, financial statement analysis, risk modeling, and cash flow forecasting.
- Ability to transform business and financial data into a cohesive narrative outlining potential credit risks and dynamic mitigation strategies.
- At least 2+ years of direct people management experience.
- Strong leadership, analytical, and communication skills.
- Ability to partner effectively with internal globally distributed stakeholders.
- Strong operational background including new process launches and service delivery.
Required Skills
- Commercial Credit Underwriting
- Financial Statement Analysis
- Risk Modeling & Cash Flow Forecasting
- People Management & Leadership
- Data-Driven Decision Making
- Process Improvement & Operational Delivery
- Communication & Stakeholder Management
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities.
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Frequently Asked Questions
Q: What is the primary role of the Credit Risk Operations Team Lead at Stripe?
A: The role involves managing and developing a team of Credit Risk Operations Associates, overseeing commercial credit underwriting, evaluating financial statements, and driving risk mitigation strategies.
Q: How many years of experience are required for this position?
A: Candidates must have a minimum of 6+ years of experience with commercial credit underwriting, financial statement analysis, risk modeling, and cash flow forecasting, along with at least 2+ years of direct people management experience.
Q: Is a specific degree required to apply?
A: A degree or diploma in Finance, Accounting, or a related field is preferred, though practical experience in commercial credit underwriting is heavily valued.
Q: What are the work location expectations?
A: Office-assigned employees are typically expected to spend at least 50% of their time in their local office or with users, though requirements may vary based on the specific location and team.
Q: How can I apply for the Credit Risk Operations Team Lead role?
A: You can apply online directly through the official Stripe careers portal using the application link provided.
Disclaimer: This job post is prepared by collecting data from the official career page of Stripe. We are not direct recruiters or representatives. Candidates should carefully review the requirements and policies on the company’s portal before initiating an application.