Wholesale Manager – Inventory Funding at HDFC Bank

HDFC Bank is seeking a dynamic and experienced Wholesale Manager to oversee its Inventory Funding operations. This is a mid-senior level, full-time position based in Bhopal, Madhya Pradesh, India. The ideal candidate will be responsible for managing and growing the inventory finance portfolio, developing strategic initiatives, and ensuring exceptional client service within the wholesale banking sector.

Key Responsibilities:

• Develop and implement strategies for inventory funding programs to meet business objectives.
• Manage relationships with wholesale clients, understanding their financing needs and providing tailored solutions.
• Assess creditworthiness and risk associated with inventory financing for various businesses.
• Monitor the performance of the inventory funding portfolio, ensuring compliance with bank policies and regulatory requirements.
• Collaborate with internal teams, including credit, operations, and sales, to ensure seamless service delivery.
• Identify new business opportunities and expand the bank’s market share in inventory financing.
• Stay updated on market trends, competitor activities, and regulatory changes affecting inventory funding.
• Prepare regular reports on portfolio performance, market analysis, and business development initiatives for senior management.
• Provide guidance and mentorship to junior team members.
• Ensure adherence to all ethical standards and compliance regulations.

Qualifications and Skills:

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field. A Master’s degree or relevant professional certification is a plus.
• Proven experience (typically 5+ years) in wholesale banking, corporate finance, inventory financing, or a related role.
• Strong understanding of financial statements, credit analysis, and risk management principles, particularly in the context of inventory finance.
• Excellent negotiation, communication, and interpersonal skills.
• Demonstrated ability to build and maintain strong client relationships.
• Proficiency in financial modeling and analysis tools.
• Strategic thinking and problem-solving capabilities.
• Ability to work independently and as part of a team in a fast-paced environment.
• Knowledge of the Indian banking sector and regulatory landscape.

This role offers a competitive salary, comprehensive benefits package, and significant opportunities for career advancement within one of India’s leading private sector banks.

HDFC Bank is a leading Indian financial services company. It was promoted in 1994 by Housing Development Finance Corporation (HDFC). HDFC Bank is a ‘Big Four’ bank, along with State Bank of India, ICICI Bank and Punjab National Bank. The bank was incorporated in August 1994 and commenced its operations in January 1995. HDFC Bank’s mission is to be a world-class Indian bank that provides excellent customer service and builds lasting relationships with clients.